A | 新加坡的医疗成本不断上涨，引发了广泛的社会关注。
B | Kiara Advani has steadily grown into one of the most reliable and refreshing faces in Indian cinema. Over the years, she has delivered a mix of emotional, intense and entertaining performances that have connected with audiences across genres. From heartfelt love stories to powerful dramas and lighthearted entertainers, her filmography reflects both versatility and consistency, making her one of the most admired actors of her generation. Here's a list of film featuring the actress that are too good to miss. Kabir Singh Kiara’s role as Preeti became a turning point in her career. Even though the film focused mainly on Kabir, Kiara made Preeti unforgettable with her calm presence and gentle expressions. She did not depend on long dialogues to create impact. Instead, she used silence, soft gestures and emotional depth to bring the character to life. Her performance connected instantly with the audience and helped her step into the space of leading actors in the industry. Shershaah Shershaah remains one of the most heartfelt and emotional performances in her journey. Kiara played Dimple Cheema with pure sincerity, and her scenes added a strong emotional pull to the story. She brought a quiet strength and warmth that made the love story feel very real. Her chemistry with Sidharth Malhotra felt natural, and many viewers felt her presence added soul to the entire film. It is often mentioned as one of her finest roles. Guilty This film gave Kiara a chance to break away from her usual image and take on something much more intense. She played Nanki, a character dealing with confusion, trauma and moral conflict. Kiara carried the film’s emotional weight with a very raw and honest performance. It showed a new side of her and proved she could handle complex characters with confidence. Bhool Bhulaiyaa 2 Kiara shifted from serious roles to a fun and entertaining space with this film. She brought a lively charm to the story and shared an easy screen presence with Kartik Aaryan. The film turned out to be a major success, and Kiara’s performance added freshness and energy to the horror comedy setting. It was a reminder that she shines just as well in light and commercial cinema. Good Newwz Even with a strong ensemble cast, Kiara managed to make her part stand out. She played a cheerful and emotional character who added fun moments to the story. Her scenes with Diljit Dosanjh were especially enjoyable and helped bring a playful rhythm to the film. It was one of her early roles that showed she could balance humour and emotion very naturally. Satyaprem Ki Katha This film gave Kiara one of her most sensitive and carefully written roles. She portrayed Katha with a mix of vulnerability and inner strength. The story touched on serious and emotional themes, and Kiara handled them with honesty and grace. Her performance felt sincere and grounded, and many viewers felt it showcased her growth as an actor. MS Dhoni : The Untold Story Although her role as Sakshi was smaller compared to her later films, it left a lasting impression. Kiara brought warmth, simplicity and charm to the character. Her scenes with Sushant Singh Rajput added sweetness to the film. This film introduced her to a wider audience and marked the beginning of her steady rise in the industry.Also Read: Priyanka Chopra, Kiara Advani shower love on new parents Vicky Kaushal & Katrina Kaif。而背后潜藏的主要问题——健康保险中的“按收费”模式，正逐渐成为国家金融灾难的潜在威胁。1. “按收费”计划的起源与问题2005年，新加坡健康保险领域的新秀Aviva引入了“按收费”计划，打破了健康保险市场的格局。该计划允许保险公司为医生和医院批准的任何治疗买单，导致医疗成本迅速上涨。这种模式让医生和医院可以选择最昂贵的治疗方案，而患者则因相信“最好的治疗”而积极参与。结果，医疗费用激增，公共医疗支出大幅攀升，最终负担转嫁给了消费者。数据显示，自2009年以来，政府在医疗保健方面的支出已增加了四倍，这种不可持续的增长趋势引发了社会的广泛担忧。来源：clema risk solutions2. 成本上升的背后：谁在为“按收费”买单随着“按收费”计划的普及，私立医院的医疗费用远远超过了公立医院，导致整体医疗成本的大幅上涨。研究表明，有“按收费”保险的患者，其医疗支出比没有此类保险的患者高出25%。这一问题引发了政府的关注。
C | 李显龙资政呼吁遏制过度治疗和过度开药，以控制医疗成本的攀升。
D | 然而，政治意愿的不足使得问题迟迟未得到根本解决。在这一背景下，政府近年来尝试了一些零碎的措施，例如限制医生选择，但这些措施效果有限，未能真正解决成本上升的核心问题。来源：联合早报3. 变革迫在眉睫：如何解决“按收费”问题要解决医疗成本上升的问题，必须从根本上改革“按收费”保险计划。
E | 我的建议是，取消在综合盾计划中使用MediSave资金的“按收费”覆盖范围，转而采用更具成本效益的计划。
F | 此外，保险计划的可移植性问题也需要得到解决。
G | 新加坡精算协会的研究表明，提升保险的可移植性将有助于增强市场竞争，允许新加坡人选择更适合的保险产品。总之，取消“按收费”计划和提升保险的可移植性，将是解决新加坡医疗成本问题的关键举措。这是一场必须进行的改革，为了全社会的利益，迫切需要采取行动。来源：联合早报面对日益严峻的医疗成本问题，新加坡亟需对现有的健康保险体系进行全面改革。只有通过各方的共同努力，才能为全体居民提供可持续的、负担得起的医疗保障。
H | 参考资料：1. Commentary: To contain spiralling healthcare costs in Singapore, we must remove the original sin，channelnewsasia。
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